Homeowners Insurance to cover Business Property, Read On?

Daniel FooteHomeowners Insurance, Property Insurance

It is without fail that small business (and sometimes medium size as well) owners store business property at their homes. Homeowners insurance can provide some coverage but not much. Homeowners insurance coverage disputes can end up in court when it comes to covering business property. Case law exists but with mixed results for the policyholder. ¬†Using a residence to store … Read More

Insuring Property for New Companies

Daniel FooteCommercial Coverage, Property Insurance

The Problem When a new specialty food or specialty beverage entrepreneur calls about insurance the conversation is usually about liability insurance because a certificate of liability insurance is the priority. Seems like insuring inventory and other property is not a consideration. Budget is a concern for sure. Amount to insure is a factor. Location of the property may be problematic. … Read More

Contract Review

Daniel FooteContracts, Product Recall, Property Insurance, Risk Management

    Contract-A Good Read Contracts, lovely reading are they not? Not always easy to get through but if you are food and beverage manufacturer using a co-packer, distributor, or direct to retail , here are some things you want to keep in mind when reviewing for insurance purposes. Types of Liability Insurance A key contract item is insurance. This … Read More

Brewery and Distillery Insurance for Older Buildings

Daniel FooteBrewery Industry, Distillery Insurance, Property Insurance

Insurance for older structures can be tricky, so if your operation is currently located in one of these structures or you are just thinking about it, take care to review your brewery insurance and distillery insurance. I am seeing more old structures revitalized in downtown areas for breweries and distilleries. The appeal is very obvious. Once renovated, these structures can … Read More