Why you should know how the liability insurance limits work? The more product you sell the greater the chances of having to deal with contracts. Most, if not all, contracts you will encounter have provisions for insurance coverage. These provisions will stipulate the type of coverage, insurance limits, additional insured status, and perhaps a waiver of subrogation. This post will explain the … Read More

Life and Disability: The Problem Life and disability insurance is underutilized by business owners and they have more of a need than the average person. Death or disability has family consequences and business consequences that can magnify an already trying situation. Unless required to purchase either life or disability insurance, most business owners do what is the typical response, not … Read More

Use of a non-owned autos in food and beverage businesses is common. Most of the time these vehicles are owned by employees or owners of the business itself because it makes sense. The cost to purchase, maintain and insure commercial vehicles is expensive. In addition to cost, the use of vehicles is secondary to most business models. Consequently, non-owned autos … Read More