Insurance for older structures can be tricky, so if your operation is currently located in one of these structures or you are just thinking about it, take care to review your brewery insurance and distillery insurance. I am seeing more old structures revitalized in downtown areas for breweries and distilleries. The appeal is very obvious. Once renovated, these structures can … Read More

Certificates of Insurance: Geek Stuff Specialty food and beverage manufacturers, importers and distributors are well aware of the need for the all important “COI”. A company called Acord produces The Certificate of Liability Insurance (technical name) as a standardized form used by the insurance industry. If you really want to geek out the form is the Acord 25 which you … Read More

Background The variety of food and beverage options continues to advance. Functional foods and beverages are very hot right now. For us, in insurance, functional foods and beverages seem to fall in between traditional insurance underwriting guidelines. Before we jump in, what are traditional underwriting guidelines? The more “science” ingredients a product has the more “standard” insurers are not interested … Read More