Life and Disability: The Problem Life and disability insurance is underutilized by business owners and they have more of a need than the average person. Death or disability has family consequences and business consequences that can magnify an already trying situation. Unless required to purchase either life or disability insurance, most business owners do what is the typical response, not … Read More

The Problem When a new specialty food or specialty beverage entrepreneur calls about insurance the conversation is usually about liability insurance because a certificate of liability insurance is the priority. Seems like insuring inventory and other property is not a consideration. Budget is a concern for sure. Amount to insure is a factor. Location of the property may be problematic. … Read More

I recently came across some very interesting programs offered in the brewing, tea and coffee industries. Each program prepares individuals to discern characteristics of the respective products. These informed people can judge competitions, help consumers make more informed choices and play a key role in quality control. First let’s take a look at the Craft Brewing industry. While hunting around … Read More