Blog Articles Related To: General


Workers Compensation Location

Tom WallaceCommercial Coverage, General, Workers Compensation

workers compensation

Location Matters Most states require Workers Compensation to cover injuries to employees while working. One location entities with no remote workers don’t have much to think about in regards to location. The primary driver of coverage is the “3.A” state listed on the declarations page. Insurers like to know the actual location addresses but the main driver of coverage is … Read More

Insurance Deductibles

Tom WallaceGeneral, Liability Insurance, Product Liability, Product Recall, Property Insurance

insurance deductibles

Types of Insurance Deductibles Insurance deductibles all serve one function, the insured shares in a portion of a covered loss. Deductibles help weed out small claims and force an insured to have some “skin in the game”. Most insurance buyers think of deductibles in property insurance. We are all used to having a deducible for home or car insurance. A … Read More

Food, Drink, Law and Taxes

Tom WallaceGeneral, Laws and Taxes

  In the last few weeks I have either had conversations or read about items in various trade press about the relationship of food, drink, law and taxes. As a result, I thought it would make for a good blog post. Therefore the insurance angle will be minimal. Food Safety & Modernization Act The FDA Food Safety and Modernization Act … Read More

Liability Insurance Limits

Tom WallaceContracts, General, Liability Insurance, Product Liability

Why you should know how the liability insurance limits work? The more product you sell the greater the chances of having to deal with contracts. Most, if not all, contracts you will encounter have provisions for insurance coverage. These provisions will stipulate the type of coverage, insurance limits, additional insured status, and perhaps a waiver of subrogation. This post will explain the … Read More